Personal Finance Management After Bankruptcy^SM is ByDesign’s™ comprehensive personal finance program, tailored to meet the needs of people emerging from bankruptcy. The Personal Finance Management After Bankruptcy^SM workshop will be offered at two office locations in the Los Angeles area, as well as in our Sacramento, Stockton and Fresno offices. The 2-hour workshop will be taught by a certified credit counselor who is an experienced workshop presenter and attendance is limited to 20 people. In the workshop, you will gain a wealth of information on properly managing your finances and learn from the experiences of other people in the class.

The workshop covers a number of financial literacy topics, including:

• Creating a personal budget;
• Establishing financial goals;
• Reducing expenses and increasing income;
• Evaluating insurance needs;
• Properly handling a checking account;
• Using credit wisely;
• Addressing debt;
• Obtaining credit reports;
• Improving credit reports and credit scores;
• How to avoiding becoming a victim of identity theft.

By attending a workshop, you will earn a certificate that meets the pre-discharge debtor education requirement of the new bankruptcy reform legislation, BAPCPA. ByDesign is approved to issue certificates [evidencing completion of a personal finance management course] in compliance with the Bankruptcy Code.*

All information shared with ByDesign staff will remain strictly confidential, as explained in our privacy policy.

Click here to view a schedule of the upcoming Personal Finance Management After Bankruptcy^SM workshops. 

The cost for the Personal Finance Management After Bankruptcy^SM workshop is $40.

This service will be initially available only to California residents.

*Approval does not endorse or assure the quality of a Provider's services.