This six-hour educational program is designed to help individuals who do not have a banking relationship to gain access to financial services. By obtaining checking account privileges, consumers enjoy the convenience of not having to purchase money orders and cashier's checks to pay their bills and they also save on numerous fees. By taking the Get Checking class, those with negative notations on their ChexSystems report can avoid the normal five-year waiting period required by most financial institutions, provided that they have not been found guilty of fraud. The program curriculum is focused on checking account management and good debt practices. Once you complete the course, which includes passing a quiz, and repay all outstanding debt reflected in your ChexSystems report, a participating financial institution will allow you to open a checking account upon presentation of the certificate of completion, and open up a deposit account. During this course, you can expect to learn:

• How to choose an account that is right for you;
• How to balance your checkbook and reconcile your statement;
• How to avoid common mistakes in managing your account; and
• How implementing a spending plan is key to maintaining your financial well-being.

Click here to see current participating financial institutions in your area.

The cost of the course is $60. Prior to registering for the class you must first obtain a copy of your ChexSystems report (at no cost). Call (800) 428-9623 to order a copy of your ChexSystems report. You will need a copy of this report and a current photo I.D. in order to attend class.

Please note: Anyone whose bank account was closed for suspected fraud is not eligible to take this course.