If you are considering filing bankruptcy, you probably know that due to recently passed legislation (The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005), there are financial education requirements that must be met. Our workshops are designed to help you sort through your different options and to learn some key financial strategies to become re-established after the bankruptcy. You will leave these workshops with this information:

• How to determine which alternative best suits your particular situation;
• What steps you can take to re-establish your credit;
• How to create and live with a budget; and
• How best to avoid this type of financial crisis in the future.

Although some people find themselves in financial difficulty due to life changes such as divorce, medical emergencies and reduced income, over 50%* consistently have financial problems due to poor money management and overuse of credit.

Improving your finance knowledge and money management skills is key to living within your means and preventing future problems with money. Our mission is to help people increase their financial knowledge, money management skills, and prosper in all stages of their financial life.

*According to the National Foundation for Credit Counseling, 2004.