If you have owned your home for more than 3 months, are current and making your payments but find yourself struggling to make your mortgage payments each month, or are consistently getting hit with late fees, ByDesign Financial Solutions certified housing counselors can help. Other signs of trouble include an inability to save for property taxes or homeowner insurance, difficulty meeting an increasing association fee assessment, or facing an adjustment to your interest rate and payment on an adjustable rate mortgage (ARM).

Confidential, one-on-one counseling is available to help you review your current financial situation and to develop a workable plan to match your cash-flow to the mortgage due date. In your session, our counselor will review your income and your expenses and help you develop a manageable budget. Our counselor will then discuss with you options that are available to enable you to meet your on-going mortgage obligations within the overall household budget.

Call (800) 750-2227 to request an appointment for a home post-purchase counseling session by phone or in person. The cost for this counseling is free, provided that we have current grant funding available.