Debt Test

Debt problems develop gradually, and most people do not realize the full extent until it’s too late. Here is a simple test to check your present financial situation.

Yes__No__ Is your savings cushion inadequate or nonexistent?

Yes__No__ Are you using credit cards for items you used to buy with cash?

Yes__No__ Are you at or nearing the limit on your credit cards?

Yes__No__ Are you unsure about how much you owe?

Yes__No__ Is an increasing percentage of your monthly income going to pay off debts?

Yes__No__ Are you only able to make minimum payments on your revolving credit cards?

Yes__No__ If you lost your job, would you be in immediate financial difficulty?

If you have answered “yes” to 2 or more of these questions;--ByDesign Financial Solutions™ can help! We have helped thousands of people find relief from mounting debts. Let us assist you!