ClearPoint's certified counselors are experts on a variety of personal finance topics, including budget and credit. Our counselors are available in-person, on the phone, and via the Internet to help you develop a plan to achieve your personal financial goals.

During your initial counseling session at ClearPoint (formerly ByDesign Financial Solutions), you and your Financial Specialist will work together to develop a plan which will address your household budget, creditors, and savings. Your Financial Specialist will conduct a thorough review of your financial situation and discuss your goals.

Once your financial evaluation has been conducted, you will be provided with a complete assessment of your current financial picture. An Action Plan detailing your personal goals and corresponding strategies will be given to you to help guide you toward your financial success. Your Financial Specialist will also review and explain each of the options that are available to you based on your needs.

Your counseling session may result in various action plans, depending on your particular situation. For instance, when appropriate, we offer a customized Debt Management Program that allows you to steadily reduce your debt and resolve conflicts with your creditors.

ClearPoint's specialists also can discuss with you: the benefits and consequences of bankruptcy; the importance of understanding your credit report and how to build better credit; and how to establish good household budget habits.

Call ClearPoint Financial Solutions (formerly ByDesign Financial Solutions) at 877-412-2227 today to discuss your financial goals with a certified Financial Specialist.