If you’ve resolved to get out of debt in 2011, start the new year right with bestselling personal finance author David Bach’s new book — Debt Free For Life: The Finish Rich Plan For Financial Freedom.

The book shares money management and debt reduction strategies for those interested in credit counseling as well as those already on a debt management program.

The free download is offered to ClearPoint’s clients and site visitors from 12:00 a.m. to 11:59 p.m. on Wednesday, January 5th only.

Sample topics covered in the book include:

• How bankruptcy works, when to use it, how long it will take to recover
• Mortgage debt: How to protect your home and pay off your mortgage early
• How to get non-profit credit counseling and a professional to guide you out of debt — where to go and who to trust
• How to get late fees waived and annual fees credited back
• 12 step action plan to improve your credit score
• 9 ways to crush your student loan debt
• 4 simple ways to lower your interest rate on a credit card