Pre-Discharge Debtor Education
Reestablishing your personal finances after bankruptcy is crucial to meeting your long-term financial goals. Financial education is also required before discharge of a Chapter 7 or Chapter 13 bankruptcy.
ClearPoint Credit Counseling Solutions’* personal finance program is tailored for people emerging from bankruptcy and is available in these formats:
Whichever option you choose, the program covers a number of financial literacy topics, including:
- Creating a personal budget;
- Establishing financial goals;
- Reducing expenses and increasing income;
- Evaluating insurance needs;
- Properly handling a checking account;
- Using credit wisely;
- Addressing debt;
- Obtaining credit reports;
- Improving credit reports and credit scores; and
- How to avoid becoming a victim of identity theft.
Upon successful completion of the course, you will earn a certificate from ClearPoint that meets the Pre-Discharge Debtor Education requirement of the bankruptcy reform legislation, BAPCPA. Approval does not endorse or assure the quality of a Provider’s services.
