Pre-Discharge Debtor Education
Reestablishing your personal finances after bankruptcy is crucial to meeting your long-term financial goals. Financial education is also required before discharge of a Chapter 7 or Chapter 13 bankruptcy.
ClearPoint Credit Counseling Solutions’* personal finance program is tailored for people emerging from bankruptcy and is available in three different formats:
Pre-Discharge Education Webinar
Pre-Discharge Education Internet Self-Study
Pre-Discharge Education Workshop
Whichever option you choose, the program covers a number of financial literacy topics, including:
- Creating a personal budget;
- Establishing financial goals;
- Reducing expenses and increasing income;
- Evaluating insurance needs;
- Properly handling a checking account;
- Using credit wisely;
- Addressing debt;
- Obtaining credit reports;
- Improving credit reports and credit scores; and
- How to avoid becoming a victim of identity theft.
Upon successful completion of the course, you will earn a certificate from ClearPoint that meets the Pre-Discharge Debtor Education requirement of the bankruptcy reform legislation, BAPCPA. Approval does not endorse or assure the quality of a Provider’s services.
*Formerly ByDesign Financial Solutions, Consumer Credit Counseling Service of Los Angeles, Consumer Credit Counseling Service of the Sacramento Valley, Consumer Credit Counseling Service of Central Valley and Consumer Credit Counseling Service of Mid-Counties.
