Pre-Bankruptcy Online Self-Study

ClearPoint’s user-friendly “Counseling In Motion” online self-study option allows you to earn your Pre-Bankruptcy Counseling certificate* from the comfort of your own home, at your own pace, in your own timeframe.

You'll read a series of chapters relating to your financial situation, how bankruptcy works and its effect on your credit. As you move through the material at your own pace, you'll enter information about yourself and your finances such as demographics and your income and expenses.

Expect to take about two hours to work through the material, but you may start and stop as needed along the way.

Once you’ve completed the reading and input your personal information, send it on to a credit counselor for review and, within 24 business hours, you’ll receive your Pre-Bankruptcy Counseling certificate by email.

This self-study is our most economical method for you to earn your certificate.

Start Online Pre-Bankruptcy Self-Study Now

* ClearPoint is approved to issue certificates [evidencing completion of a personal finance management course] in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider’s services.

We offer Pre-Filing Bankruptcy Counseling and Pre-Discharge Debtor Education in the following states: Arizona – AZ, Arkansas – AK, California – CA, Colorado – CO, District of Columbia – DC, Florida – FL, Georgia – GA, Indiana – IN, Kentucky – KY, Maryland – MD, Michigan – MI, Minnesota – MN, Missouri – MO, Mississippi – MS, Nevada – NV, New Jersey - NJ, New York – NY, Ohio – OH, Oregon – OR, Pennsylvania – PA, Tennessee – TN, Texas – TX, Virginia – VA, Washington – WA, and Wisconsin – WI.