Pre-Bankruptcy Counseling

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Clients may earn their certificates by taking our Pre-Bankruptcy Counseling via a Webinar, workshop (in select California offices) or a one-on-one session.

  1. Pre-Bankruptcy Counseling Webinar –$50 per person
  2. Pre-Bankruptcy Counseling Workshop — $60 per person (except Florida and Oregon)
  3. Pre-Bankruptcy One-on-One Counseling for Individual — $90 (except Florida and Oregon)
  4. Pre-Bankruptcy One-on-One Counseling for Couple — $120 (Except Florida)

Any of these delivery options will enable you to earn a certificate that meets the requirements of the bankruptcy reform legislation, BAPCPA for pre-filing credit counseling.

The fastest way to get started is complete the Online Intake to submit your data electronically. Or, you may Download the Pre-Filing forms here, complete, and fax back to 323.869.5195.

Call ClearPoint at 800.750.2227 to request the Bankruptcy Packet by mail or email.  You may also download the bankruptcy packet  by going to www.ClearPointBCS.org and clicking on the Pre-Bankruptcy Counseling button on the left top, and then Download the Pre-Filing Forms near the bottom of the screen

Once completed, mail or email your completed and signed packet back to ClearPoint.  ClearPoint will contact you to schedule an appointment within one business day of receipt of the completed documents.

To Get Started Now, submit data electronically in a secure environment (this is the fastest method). Or, you may Download the Pre-Filing forms here, complete, and fax back to 323.869.5195.

If you live in the state of Oregon please download the Oregon Pre-Filing Forms and fax them to the above number.

If you live in the state of Florida please download the Florida Pre-Filing Forms and fax them to the above number.

Or, you may call 800.750.CCCS (2227) to request the above Pre-Filing forms to be mailed to you.

Once completed and returned (online, by fax, or by email), ClearPoint will contact you to schedule an appointment within one business day of receipt of the documents.

Completion of basic intake forms is needed prior to engaging in this service.

Pay for your Pre-Bankruptcy Counseling now:
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Pick a Program

In each of the pre-bankruptcy counseling services, a wide variety of topics will be covered, including:

  • Summarizing and prioritizing your financial needs;
  • Your options for getting out of debt;
  • Common types of bankruptcy;
  • Alternatives to bankruptcy;
  • Overview of bankruptcy;
  • Consequences of bankruptcy:
  • Credit after bankruptcy;
  • Timeline for bankruptcy discharge;
  • The role of an attorney;
  • The role of the US Trustee;
  • Developing an action plan;
  • And much more!

In those cases where it is established that clients are unable to afford the costs for bankruptcy counseling or bankruptcy-related financial education, the agency will, on a case-by-case basis, provide the services at a reduced price or, in extreme circumstances, for free.