• Customized Solutions
• Standards Of Excellence
• Financial Education Experience

Online Intake -- Get Started Right Away
If you need budget and credit counseling (in person, online or by phone) or pre-bankruptcy counseling (webinar, workshop or one-on-one counseling session), you can start the process immediately. Just click here. After completing and submitting this secure form, a certified counselor will contact you within one business day to schedule your appointment.

Worried About Foreclosure?
If you are having trouble making your mortgage payments and are concerned about losing your home, we can help.  ByDesign Financial Solutions can help you understand your options and create a plan of action by taking our Alternatives to Foreclosure Webinar and the Alternatives to Foreclosure Workshop. We are a HUD-approved counseling agency. Please note: the Webinar and Workshop are two different options with different schedules--make sure you sign up for the delivery method you prefer.  You may do so online, or call (800) 750-2227 to speak with a customer care representative.

Pre-Bankruptcy Certificate Counseling
ByDesign™ is approved to issue certificates [evidencing completion of a personal finance management course] in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider's services. More

Is a Reverse Mortgage Right for You?
A "reverse mortgage" is especially helpful to those who have limited retirement income and wish to maintain or improve their standard of living. More

ByDesign Financial Solutions™, originally established as Consumer Credit Counseling Service in 1964, is a non-profit organization dedicated to providing comprehensive personal finance solutions.

ByDesign™ offers a wide variety of educational services to help people increase their financial knowledge, money management skills and prosper in all stages of their life. We offer financial education in one-on-one counseling sessions over the phone, in-person, or over the Internet, as well as in classroom settings.

If you would like to improve your financial position, we're here for you. From budget and credit counseling, to housing support and solutions to bankruptcy counseling and education, to your identity theft issues, our professional certified staff is trained to give you the personalized guidance you need.