Need Bankruptcy Education?
Earn your required credit counseling and debtor education certifications.
see howWorried About Debt?
Too much credit card debt? Create a budget and get a plan to lower fees and interest rates.

Behind On Your Mortgage?
ClearPoint can help you prepare to buy a home, obtain a reverse mortgage or understand your options when facing foreclosure.
more housing counselingWho is ClearPoint?
For more than 40 years, the credit, housing and bankruptcy education specialists at our nonprofit have worked with families and individuals to help them overcome challenges with money and strengthen their financial futures.
our CCCS historyHow We Help
Whether creating a household budget, getting out of debt, needing help understanding your credit, filing bankruptcy or buying or saving your home, ClearPoint can help with our free and low-cost services.
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